Don’t Let the Insurance Company Take Advantage of You
Often, you file an insurance claim after a significant or difficult event takes place—a hurricane has left six feet of water in your house, or you’ve been involved in a serious accident. Given all you have to deal with, the last thing you want is to fight your insurance company for the compensation you deserve and expect.
Health insurance claims can be the most difficult to collect because they’re the most complicated. Not only do doctors and hospitals provide different coverage for each insurer, you’re forced to deal with the confusing relationship between your health care provider and your insurer.
When the Insurance Company Refuses to Pay Your Claim
Since you pay your insurance company a great deal of money for coverage, you assume your medical bills will be taken care of. However, after your accident, a call from an adjuster proves otherwise. You’re told that the insurance company won’t cover the majority of your treatment. Fortunately, you do have options, including:
- Continuing to negotiate. Continue discussions with the insurance company, and don’t back down. If the company sees you’re unwilling to drop the issue, it may be more inclined to provide the coverage you deserve.
- Requesting arbitration. Ask a third party to look at the claim and make a decision.
- Filing an insurance bad faith claim. Once you file this claim, have it reviewed again by the insurance company.
- Suing the insurance company. Take legal action to get the coverage you expected or were promised.
You Have Rights
The attorneys of the Morton Law Offices have helped many victims get the settlements they deserve, and we may be able to do the same for you. Contact us today at 888.716.8021 to learn how.
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