Q How can I tell if my employer carries workers’ compensation insurance?
Under Idaho state laws, nearly all businesses must carry workers’ compensation insurance. There are few exceptions to this rule. Typically, exceptions apply to businesses that do not have employees, or businesses that have employees falling under certain limited categories of exceptions. If you are an employee injured on-the-job and are wondering if your employer carries the required insurance, there are steps available to verify coverage.
Confirming Whether Your Employer Carries Workers’ Compensation Insurance
Fortunately for employees searching for information, the State of Idaho Industrial Commission website provides helpful links and information about the workers’ compensation insurance system. The website also contains a link where injured employees can verify whether their employer carries the appropriate insurance. In order to make use of this link, it is helpful to have on hand the following information:
- Business name
- Business’s federal employer identification number
- The date of your illness
Once you have verified that your employer carries workers’ compensation insurance, your next step is to start the process of filing a claim. An experienced attorney can help walk you through this process. The State of Idaho Industrial Commission’s website also offers helpful links to information on filing for an appeal, finding a decision on your claim, and where to download applicable forms.
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