Q If I need dental work due to a work injury, will workers’ compensation cover my dental bills?
While dental injuries may be rarer than other work-related injuries, they are covered under Idaho’s workers’ compensation benefits. Any injury that is caused by a workplace accident or is classified as an occupational illness entitles the worker to benefits. However, dental injuries can be costly and more challenging than other injuries in terms of obtaining the benefits you are entitled to.
Three Reasons You May Have Difficulty Getting Treatment for a Dental Injury
Dental injuries can occur when a worker suffers any injury to the face or head. They can be caused in many types of work accidents including:
- Car crashes
- Workplace violence
- Construction accidents
- Manufacturing accidents
- Slip and fall accidents
- Falling object accidents
Dental claims must be managed properly by workers’ compensation providers to avoid delaying a worker’s recovery and prevent additional expensive work that would have been otherwise unnecessary. Some problems in obtaining benefits for dental services include:
- Locating a dentist. Workers’ compensation providers often do not have a good network of dentists who understand the workers’ compensation system and are willing to accept patients with these injuries. You could have difficulty finding a dentist.
- Appropriate dental treatment. Usually dentists will treat a patient’s whole mouth, which may include other problems not related to your work injury. It is important that your dentist understand your work-related injuries and only bill workers’ compensation for them. You need to understand what other work the dentist is proposing and what costs you could be responsible for.
- Dental specialists. Depending on your injury, you may need to be treated by a dental specialist, such as a periodontist, endodontist, or surgeon. Your workers’ compensation provider must have the expertise to refer you to an appropriate specialist within their network if you require these services.
If you suffered dental injuries in a workplace accident, call me at 888.716.8021 for a free consultation to learn about your legal options and how I can help you get the dental treatment and compensation you could be entitled to.