Evidence That Can Help You Convince the Insurance Adjuster to Settle Your Auto Injury Claim
You can never have enough evidence in your car crash case. This is true even if the other driver’s liability and the seriousness of your injuries are black and white. The other party's insurance adjuster won't immediately agree to settle your claim—at least, for the amount you deserve. You'll need to argue about some issues he'll find to dispute and convince him that you can win your case.
Crucial Evidence to Prove Your Right to Compensation
The bottom line is that you have the burden of proving the other driver’s negligence to an insurance adjuster or a jury. You do this with evidence that proves the other party's liability; your injuries as a result of the accident; and the amount of compensation you are owed. Evidence that could influence the amount of your settlement includes:
- Photographs. Photographs of the accident scene and your injuries are powerful evidence that show how your accident occurred in a concrete, vivid fashion—both to an adjuster and a jury. In addition, they could help an accident reconstruction expert reenact your crash to show the other driver’s negligence if this is fact disputed by the insurance company.
- Police report. While a police report isn't admissible in court for legal reasons, it contains a wealth of information helpful to your case. This includes contact information for the other driver, his insurance company, and witnesses. In addition, the police officer's report notes his observations regarding conditions at the crash scene, weather conditions, details about the crash, the officer’s conclusions regarding the accident’s cause, and whether citations were issued. If necessary, the police officer can testify at your trial.
- Medical records. Medical records and reports are vital to showing the extent of your injuries, your required treatments, and your long-term prognosis. This information helps establish the amount of your medical expenses and pain and suffering awards.
- Pay stub and employment documents. Of course, you need pay stubs to prove the amount of your lost wages. However, don't forget to include documentation of any sick and vacation time, pay raises, bonuses, commissions, and other benefits of your job that you lost while you were off work recovering.
- Witnesses. Eye witnesses to your wreck—especially if they're neutral parties—can be extremely useful in corroborating your version of events—and convincing the insurance adjuster of the wisdom of settling your claim.
- Expert witnesses. Depending on the disputes in your case, you may need a variety of expert witnesses, such as an accident reconstruction expert, doctor, vocational and occupational rehabilitation expert, and economic experts.
An experienced car accident attorney can thoroughly investigate your claim to determine the disputed issues, and collect evidence you need to prove your right to compensation from the negligent driver. Fill out my online form to schedule a free case evaluation to discuss your situation and the evidence important to your case.