Important Information for a Premises Liability Accident Report
When you suffer injuries due to premises negligence, you may need to file a claim for compensation with the insurance company of the business or property where the incident occurred.
One way to strengthen your claim right away is to file an accident report with the negligent party at the time of your injury. Taking this step will document the facts of your situation immediately and avoid potential disputes with the insurance company.
The insurance adjuster may request a copy of this report when you file your claim.
Information Your Premises Liability Accident Report Should Contain
Not all businesses and property owners will have an accident report form for you to complete. If you're in this situation, you can easily create one. It should contain this information:
- Date, time and place. These precise details help support your case.
- Contact information. Include yours as well as information for the negligent party and any employees who responded to your complaint.
- Description of incident. No detail is too small as to how your accident occurred. Be certain to note key conditions, such as inadequate lighting, spills, debris, or broken stair handrails, which caused the incident. If there were no warning signs of the danger, note this as well.
- Witness information. Be certain to obtain the names and contact information of any witnesses to your accident. If you fail to do so, you may not be able to identify or reach them in the future.
- Injuries. If you suffered any apparent injuries in the accident, mention them in your report. However, don't state that you weren't hurt: many injures can take days or longer for symptoms of a condition to become apparent.
Whether you use a pre-printed form or develop one, make sure to keep a completed copy for your records.
What happens if you don't file an accident report following a premises liability accident? The good news is that you're not required to complete this report to be entitled to compensation for your injuries.
However, you need an experienced premises liability attorney if you hope to obtain what you deserve in settlement with the negligent party’s insurance company. Call our office today to schedule a free consultation to learn how Alan Morton can help negotiate the compensation you deserve.